Terms of Use

Last updated: June 2026

Welcome to Ratepura. By accessing or using ratepura.ca (the “Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

Informational Purposes Only

Ratepura provides information about Canadian financial products including savings accounts, GICs, mortgages, and credit cards. All content on this Site is for informational purposes only and does not constitute financial, investment, tax, or legal advice.

Ratepura is not a licensed financial advisor, investment advisor, mortgage broker, or financial planner. The information on this Site should not be relied upon as the sole basis for any financial decision. Always consult a qualified financial professional before making significant financial decisions.

Accuracy and Completeness

We make reasonable efforts to ensure that rate information and product details on Ratepura are accurate and up to date. However, financial product terms, rates, and availability change frequently. All rates and product information on Ratepura are subject to change without notice. Ratepura makes no warranty, express or implied, as to the accuracy, completeness, or timeliness of any information on the Site.

Always verify rates and product terms directly with the financial institution before applying for or investing in any financial product.

Affiliate Relationships

Ratepura earns commission through affiliate links on this Site. When you click an affiliate link and apply for or open a financial product, the institution may pay Ratepura a referral fee. This relationship is described in full in our Affiliate Disclosure. Our editorial rankings and recommendations are not influenced by affiliate relationships.

Limitation of Liability

To the maximum extent permitted by applicable law, Ratepura and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Site or reliance on any information provided on this Site. This includes, without limitation, any losses incurred as a result of applying for a financial product, changes in interest rates, or decisions made based on information found on this Site.

External Links

Ratepura may contain links to third-party websites. These links are provided for convenience only. Ratepura does not endorse, control, or take responsibility for the content, privacy practices, or terms of any third-party website. Access third-party sites at your own risk.

Intellectual Property

All original content on Ratepura — including text, data compilations, and editorial commentary — is the property of Ratepura and may not be reproduced without written permission. Rate data is sourced from publicly available financial institution postings and is not proprietary.

Governing Law

These Terms of Use are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from your use of this Site shall be subject to the exclusive jurisdiction of the courts of Ontario.

Contact

Questions about these Terms of Use: hello@ratepura.ca